Employees Seek Out Benefits Packages With More Perks

Employees Seek Out Benefits Packages With More Perks

Employees Seek , Benefits Packages,  More PerksAs consumers are asked to assume more health care costs than in the past, it’s important to consider benefits packages that offer more holistic support besides the usual health, dental and vision policies. Consumers should know that there are plans available today that will promote their overall well-being, which includes physical, mental and financial health.
Luckily, many employers see the need for robust benefits offerings, with some incorporating new solutions to meet increased employee demand for more from their benefits provider. In fact, 34 percent of employers surveyed in a Towers Watson study indicated they already offer more customization with voluntary benefits. Companies like Aflac are expanding services, ranging from credit monitoring to supplemental accident benefits to helping provide employees and their families with financial protection.

As consumers select benefits options provided by their employer, here are three additional services to look for that go above and beyond a typical benefits offering:
    • Fraud protection. According to the Identity Theft Resource Center, by the middle of 2015, there were a total of 424 data breaches, compromising millions of consumers’ personal and financial data. It’s no surprise that the use of mobile technology and digital transactions has left consumers vulnerable, so benefits that include services to help protect employees’ personal and financial information should be viewed as a must-have option in employer-sponsored packages.
    • Telemedicine. A Towers Watson survey showed that almost half of employers offer telemedicine, and by 2018 that number is expected to rise to 90 percent. Companies are starting to connect consumers to highly qualified health care professionals who can evaluate common conditions and provide personalized treatment remotely, offering a low-cost and convenient option, as opposed to a hospital or urgent care visit.
    • Benefits management support. According to the Consumer Financial Protection Bureau, medical debts account for 52 percent of debt collection actions that appear on consumer credit reports. Not to mention, the Kaiser Family Foundation found that 1 in 3 Americans struggle to pay medical bills. Companies are beginning to offer administrative support to help negotiate employees’ unpaid medical bills. Consumers who are concerned about expenses should investigate these options further, as it could help them protect their financial future.
With more health care responsibility falling on consumers, now is the perfect time to search for and demand more from employer benefits packages. For more about the value-added services Aflac is offering, visit aflac.com/aflac-business-solutions.

Study Finds Chiropractic Care on the Rise in America

More Americans are opting to seek help from chiropractors, according to a new nationwide report, “Gallup-Palmer College of Chiropractic Inaugural Report: Americans’ Perceptions of Chiropractic.”
Chiropractic Care,  Rise in AmericaIn 2014, the report found just over 33 million Americans aged 18 and older turned to chiropractic care to relieve conditions associated with neck and back pain. That likely indicates that the “chiropractic first” movement — touted by health experts troubled by the overuse of addictive drugs — has become increasingly popular.
“Americans who have exposure to chiropractors are more likely to have an opinion of them, and in general those opinions are positive,” Gallup concluded in its findings.
Among other key points:
• Although most patients go to a doctor of chiropractic when they’re in pain, 31 percent of adults who have been treated within the last five years say they prefer regular visits — regardless of whether they’re hurting.
• Those under 50 years of age are likelier to say a chiropractor would be their first choice for treating neck or back pain.
• Those patients who prefer chiropractors over their primary care physicians for joint pain averaged 11 visits in the last 12 months.
“This groundbreaking report shows Americans are embracing chiropractic as an alternative to other costly and invasive treatments,” says the not-for-profit Foundation for Chiropractic Progress’ Sherry McAllister, DC.

In truth, today’s chiropractors — with a minimum of seven years of higher education, including clinical patient management — are questioned about pain relief, increased flexibility, injury prevention and advice on healthy living.

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